Fake debt collectors are scavengers who are looking for people who are easily gullible and easily terrified from which they extract money for debts they don’t own. The number of these people have increased tenfold after the boom of online payday loans.
The lack of protection these online loan sites place on private information is the main reason for the increase in the number of these collectors. A several other factors of online payday loans are also included, but this article will not be about them, but about fighting those collectors and winning against them.
The most stressful thing about these collectors is the number of calls they will make in order to force you to talk to them. Once you start talking you have been caught in the first web. They will lay down all your personal info and tell you about debts you are owning and that they will not press you to pay them in full, only several hundreds of dollars would be enough.
I found few interesting ways to win against them and make those calls stop and if you are interested in them then read on:
Silent treatment is one of their ways to get those calls to stop. You are not the only person they will call today. You are one in thousands. So, if you hang on each and every call they make they will see that there is no profit that they can extract from you. And they will stop wasting both yours and their own time.
Easy, but boring way to get rid of fake debt collectors is hiring an attorney for a day or two and giving his number and his name to the debt collectors. That ends all future calls.
You can change your number, which I would advise against. You should not change anything because some scammer decided to call you. There are better and more interesting ways to make them stop calling.
Play with them
If you have some time to answer those calls then have fun answering them. Just speak about something that would irritate them. For example you can start having cyber-sex with them, for fun only. Ask them what are they wearing, where they are, do they want to have fun over the phone and so on. Or just play some loud music, it doesn’t matter what type of music it is, the point is ti irritate them. These are just few examples of having fun with fake debt collectors, it is up to you and your imagination when it comes to that.
You can follow the story they have devised, but go a step further and take the role of the harasser. But first check whether they are real or not. If they are fake then attack them and say that you have talked with their superior (find on the internet some important person from the organizations the fake collector said he represents) and they have agreed to listen on the calls and that the police have tracked his location and that they are on the way.